It’s hard to believe it’s been over 13 years since I signed on the dotted line with State Farm and made Custer my home. Before opening my agency, I spent more than 30 years in other industries, primarily medical, giving me a broad perspective on helping people protect what matters most. Having protected my own family and businesses over the years, I understand how important it is to know exactly how your insurance works and how it can support you through unexpected events.

My team and I take a straightforward, service-oriented approach. We ask thoughtful questions and focus on helping people protect what’s important, whether that means Auto Insurance, Home Insurance, Supplemental Healthcare Insurance, or preparing for the next stage of life with Financial Services. Many people think State Farm is only about auto and home coverage, but we offer a wider range of options designed to help protect both today’s priorities and long-term goals. I am also one of only a few State Farm agents in South Dakota licensed to offer financial products, and I bring more than 30 years of personal experience to those conversations.

Our office serves communities throughout South Dakota, Wyoming, Nebraska, and North Dakota, including Custer, Hot Springs, Rapid City, Hermosa, Edgemont, Newcastle, Upton, Moorcroft, Sundance, Chadron, Crawford, and Alliance. You can find us at 750 West Mount Rushmore Road in Custer, just east of the West Dam Project and Rocky Knolls Golf Club, on the site of the former Pizza Hut.

Family and community are a big part of my life. My wife, Shelly, is also licensed to help customers in South Dakota and Wyoming, and our oldest daughter, Caitlin, serves as our office manager. Together we enjoy time with our six children, fourteen grandchildren, and our dogs, Betty and Chewie. Outside the office, I enjoy golf, am a member of Rocky Knolls Golf Club, serve on the board of the Workforce Disability Network of the Black Hills, and am Treasurer of the Fall River Gun Club.

Whether you're relocating, reviewing your current coverage, or exploring your options, stop by our Custer office, give us a call, or connect with our team to learn how we can help protect what matters most to you.

-Steve & Team

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Steve, your local State Farm agent in Custer, SD, is here to help.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Have questions? Steve in Custer can walk you through your options.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Steve works with Custer residents to find coverage that fits.

Q: What's included in renters insurance coverage?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Connect with Steve for insurance guidance in Custer.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. In Custer, you can count on Steve for personalized service.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Steve is here to help your Custer household feel covered.