Steve Engelbrecht

Hard to believe it's been over 13 years since I signed on the dotted line with State Farm and moved to Custer. I still love every aspect of calling The Black Hills my home and being located in Custer allows me to serve customers in Wyoming, Nebraska, and North Dakota! Knowing exactly how your insurance protects you is more important today than ever and I'm proud of my team for asking tough questions that help us craft the perfect protection for you. My team focuses on managing the risks of everyday life and helping you recover from the unexpected. We take a lot of pride in Protecting your Home, Auto and Savings, not just selling you insurance. With that said, a lot of folks think State Farm is just auto and home insurance. We're so much more, with a full menu of financial services to help you whether you're just starting your nest egg or need to protect your hard-earned retirement. We now serve the 4-state area from our new location at 750 West Mount Rushmore Road. Just East of the West Dam project and Rocky Knolls Golf Course.

-Steve & Team

Frequently Asked Questions (FAQs)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Steve, your local State Farm agent in Custer, SD, is here to help.

Q: How soon can I get insured for my car?

A: Car insurance coverage can often start the same day, depending on your situation. Have questions? Steve in Custer can walk you through your options.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Steve works with Custer residents to find coverage that fits.

Q: What's included in renters insurance coverage?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Connect with Steve for insurance guidance in Custer.

Q: How does life insurance work at a basic level?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. In Custer, you can count on Steve for personalized service.

Q: Do you need to carry insurance on your home?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Steve is here to help your Custer household feel covered.